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Young Americans are a bit too optimistic about Retirement

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If your kids think they’ll be able to retire by 60, reality bites. A new report suggests lots of Millennials think that’s a reasonable goal, but experts say Millennials and younger will live much longer than previous generations. Michael Smith at Houston’s STA Wealth Management says Millennials aren’t known for their savings. “I think the number one reason for that is they’re carrying a significant amount of debt and predominantly that debt is student loan debt.” Smith says the kids need to buckle down.

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