1.Health Insurance decisions: COBRA vs. Private Insurance (Exchange) vs. switching to spouses company coverage

When you leave an employer for retirement, one area of anxiety is finding the right insurance plans. Make sure that you know and review all of your options that may include COBRA coverage, the need to find private insurance (possibly through the ACA/Obamacare Exchanges or deciding upon one of many Medicare options.

If you are approaching age 65 (whether retired or not), get with your HR Department to understand how Medicare should be coordinated with your health insurance. This article on Medicare Mistakes could help you avoid problems with increased premiums on Medicare in the future.

2.Should I apply for and am I eligible for Texas Unemployment Insurance and how much will I receive?

3.Other Insurance gaps (Life, Disability and Long-Term Care Insurance)

Once you retire, most of your insurance benefits will no longer be available though your employer. It is important to determine which benefits may be portable (continued in retirement) and/or which you may want to continue on your own. It is important to discuss these options with your financial advisor or insurance agent.


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