The much-touted overhaul of the nation’s tax system has finally all but completed its debut performance, with the vast majority of country having settled up with Uncle Sam by April 15 under the new rules of the road.

You’ve filed your taxes, and now it’s time to make good on your promise to “spring clean” your finances. One key task is to throw away – or shred – old bank and credit card statements and aging tax returns that no longer give you joy. But there are other steps you can take to buff up your finances.

On March 29, the House Ways and Means Committee unveiled HR 1994, or the SECURE (Setting Every Community Up for Retirement Enhancement) Act. This is a bipartisan bill, co-sponsored by Rep Ron Kind (D-Wi), ranking member Kevin Brady (R-Tx) and Mike Kelly, (R-Pa). On April 1, the Senate, in a similar move, introduced a companion bipartisan bill, RESA (the Retirement Enhancement and Savings Act).

Like putting your seatbelt on when you climb into your car, having a diversified portfolio is increasingly seen by financial planners as a prerequisite to responsible investing. But while most planners agree on diversification as a must-have in a well-order investment portfolio, there is a diversity of opinion — and lots of permutations — on what actually constitutes proper diversification.

When Charles Schwab announced it would switch to subscription pricing for its robo-adviser, some financial advisers saw new competition for retail assets. For only $30 per month, Schwab Intelligent Portfolios Premium clients will get automated investing and unlimited access to a certified financial planner. For clients with at least $125,000 invested, that’s even less expensive than the 28 basis points Schwab currently charges for the hybrid robo-adviser and far more affordable than the 1% fees many advisers charge.

Starting a business is never easy—and starting is only the first hurdle. There are many factors that can lead to unexpected financial loss, such as employee turnover, high insurance premiums and more. Running a business is always a matter of balancing potential risks against expected outcomes.