A good rule of thumb when you’re trying to eat healthy is to beware of any food you see advertised. The most beneficial fare — whole grains, fruits, vegetables — tends not to have a marketing budget.

While many advisors are not licensed to sell insurance, they may still counsel their clients on how to obtain the right coverages to fit their needs. The process usually involves a thorough review of an individual’s current insurance in force. From there, the spotlight shifts to updating policies to reflect changing circumstances and addressing any remaining risky exposures.

The idea of passive income — earning money without having to work for it — sounds ideal. If you’re saving up for a specific goal, like buying a home, or just want more security in retirement, passive income is a great way to increase your wealth.

When thinking about retirement funds, you’re probably most worried about having enough money to live comfortably. What people often forget to plan for—quite understandably—is their eventual passing. For the sake of your spouse or other family members, make sure things are set up correctly. It’s not enough to just make the money; you have to protect it as well—and ensure it gets into the right hands after your death.

Though ETFs have more to recommend and are growing at a faster clip, mutual funds can still play a valuable role for advisors.

The Secure Act may give the life insurance industry a shot in the arm – and this has nothing to do with the provisions on workplace sales of annuities. Buried in the law is a requirement that when someone dies, a non-spousal beneficiary of the individual retirement account, or IRA, must withdraw the balance within 10 years instead of over a lifetime. Stretching those payments from the IRA over a lifetime is known as a “Stretch IRA.”