Traders have two main options for their accounts: margin vs. cash. When deciding to choose a margin account vs. cash account, there are many factors to consider. In this TradingSim article, I’ll explain the difference between a margin vs. cash account. I’ll also write about how experienced day traders or people who are new to investing can choose the best account for them to have the best trading strategy.

A money market fund is a type of mutual fund that invests in cash and low-risk, short-term debt securities. Money market funds are considered one of the least risky investment vehicles available, generating income—usually on par with short-term interest rates—that may be either taxable or tax-exempt, depending on the investments held by the fund. Money market funds are highly liquid, and they’re generally used by investors to manage cash or short-term savings.

You’ve put in your time in the working world and saved up a healthy nest egg so that you can enjoy your golden years in retirement. But even if you’ve done everything right up until now, there are ways you can unwittingly derail your retirement once you’re there.

The generation’s collective financial experience has been one of either chaos and calamity or stretches of productive recovery too calm and consistent to completely trust. Even as millennial millionaires grow in number aThe generation’s collective financial experience has been one of either chaos and calamity or stretches of productive recovery too calm and consistent to completely trust. Even as millennial millionaires grow in number and weigh what to do with their money, there’s a lingering trepidation.nd weigh what to do with their money, there’s a lingering trepidation.

The Stretch IRA (individual retirement account) was a popular tax strategy. The strategy benefitted wealthy people who wanted to leave their robust retirement accounts to their heirs. However, there are alternatives to the retirement account that can benefit investors.

Online stock brokers offer two types of accounts: cash accounts and margin accounts. Both allow you to buy and sell investments, but margin accounts also lend you money for investing and come with special features for advanced investors, like short selling. We’ll tell you what you need to know about brokerage cash accounts and margin accounts, and help you decide which account type is right for you.