Jeff and Donna Walsh called it quits after long careers in 2017, downsizing to a smaller, mortgage-free home in the process. The 64-year-old couple — their names have been changed for this article -– sold the spacious New Jersey home they’d owned for 20 years and relocated to a condo in Florida. Now they face fresh twists this tax-filing season — and a whole new set of tax challenges in the coming years.

2019 Largest Houston-area money management firms. Ranked by 2018 locally managed assets.

There are a few questions you should ask yourself before deciding whether you’re ready to retire. One of those has to do with how much money you’ve saved. Even if you’re emotionally ready to say goodbye to the 9-to-5 and know exactly what kind of lifestyle you want, retirement isn’t very feasible if your finances aren’t in shape.

Nicholas Low, Senior Wealth Advisor at STA Wealth Management LLC, EDUCATION:  University of Houston (TX)

No one wants to feel like they’re scrambling for money every month, especially if they’re already working full-time and struggling to maintain a healthy work-life balance. However, that seems to be a common occurrence in today’s world of high spending and even higher debt.

On the internet, anyone can promote themselves as an “expert” in any given field. So-called expert advice published on a random website or blog can quickly go viral — and it’s not always accurate or helpful.